It’s time

...to start breaking bread

If you’re hosting Breaking Bread, you’re in the right place. You’ve got your unlit candle and some yummy bread…

Now settle in. Make sure everyone’s comfy as you begin walking through CAP’s guided reflection cards.

And when you’re ready, play the video

Play the full 'breaking bread' session - videos 1 & 2

Video 1 | Wai & Andre’s story

Video 1 | Wai & Andre’s story

Video 2 | A time to respond

Video 2 | A time to respond

Enable free help for the next person in need.

Donate $46 a month

Donate one-off

Online donations are powered by Pushpay and are secure.

Enable free help for the next person in need.

Donate $46 a month

Donate one-off

Online donations are powered by Pushpay and are secure.

Host quick-start resources

If you’re missing something from your physical Breaking Bread pack, no worries. Contact the CAP team at events@capnz.org to order more or download the resources below – and you’ll be ready to go! 🥖

Got questions about CAP?

Respond to a growing need in NZ

Across Aotearoa, individuals, mums and dads, want a home that’s free of poverty; free of unmanageable debt. But the cost of living is high… And with a 25% increase in the number of New Zealanders in financial hardship, there is a wave of people calling CAP, who are drowning in debt.

These households are in money chaos.

Before CAP, 1 out of 2 people who call CAP are skipping meals because of debt.
3 out of 4 are living with anxiety because of their debt.

👩‍👦 Sarah says, “I freaked out. Wanting good meals for the kids, but not being able to afford the right foods.”

As New Zealanders in unmanageable debt are pursued by money lenders, it’s common for people to lose sleep and become increasingly isolated.

The good news is that every week, CAP and the local church walks alongside over 400 New Zealand households.

These journeys out of debt typically span 2-4 years – as people like Sarah are supported through life’s changes.

Giving $46 a month is what it takes to release each person in a household from money chaos. You’ll be giving free practical help and long-term support to enable the next New Zealander like Sarah to:

Strengthen their financial position and
Strengthen their relationships — with money, themselves, others & God.

👩‍👦Sarah: “Now as a mum: driving to the beach, not having to worry about petrol…

I get to create a loving home. I think that’s what any mum or dad wants! Especially bringing the Lord into my life as well. My cheeks are hurting from smiling so much!”

How does CAP Debt Help work?

CAP Debt Help takes a 'with Jesus' approach that cares for the whole person.

It’s a free service that reaches into communities from Whangarei to Dunedin –in partnership with 46 local churches.

How effective is this help?

Nine-out-of-10 of clients say that CAP is “life-transforming” or “a great help” (CAP client survey 2023).

Since Christians Against Poverty began in Aotearoa in 2008, over 2,440 New Zealanders have gone completely debt free! And in this time, more than $112 million in unmanageable debt and bills have been paid or written off.

It’s the clients themselves who do the hard work of making repayments on their own debt, using their own income. Not a single dollar of unmanageable debt has been paid by CAP.

This free service helps clients to form a habit of budgeting and saving — enabling sustainable change and a generational impact — as parents pass on this money wisdom.

👨‍👩‍👧‍👦 Wai says “When CAP called us to tell us we were debt free, I screamed!… The money knowledge in our kete is passing onto our children.”

Before CAP, three out of four clients couldn’t pay for daily living expenses without borrowing money.
After CAP, more than nine out of ten stay clear of unmanageable debt once going debt free.

In 2020, Impact Lab independently assessed CAP’s effectiveness. Impact Lab found that every $1 invested in CAP Debt Help multiplies into $4.90 worth of social benefit to Aotearoa. The report shows evidence that CAP Debt Help improves physical health and food choices; reduces need for emergency benefits; improves mental health; increases financial resilience and savings and improves relationships.

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Before CAP, just 1 in 10 clients had hope, but once with CAP, this increases to 8 out of 10 having hope for the future.

CAP Debt Help also enhances taha wairua/spiritual health. Two out of three CAP clients who felt open (‘neutral’ or ‘positive’) towards God said ‘since CAP, I feel a closer connection to Him!’

And how beautiful that over 1,430 precious people, like Gemma, have made a commitment, taking steps closer to Jesus — their stories unfolding in new and life-giving ways.